Your down payment is in the bank and you’re pre-approved for a mortgage. You’re all ready to start looking at homes. Here are some tips for home buying the smart way:
Don’t go it alone. Some tech-savvy buyers like to use the Internet and mobile apps to search for homes. But there is no substitute to having someone by your side who can help you navigate the home buying process. Buying a home could be the biggest purchase you ever make, and consulting an expert can make all the difference. That’s why even though most home buyers today use the Internet at some point in the home buying process, nearly 90 percent of all home buyers work with a real estate agent.
Don’t be swayed by staging. You found a home that looks like it could be featured in a magazine. But don’t be swayed by expensive furniture and decor. Pay close attention to the condition of the roof, the heating and cooling system and plumbing — anything that would be costly to upgrade or repair.
Take your time (and a deep breath). Don’t let a hot real estate market cause you to forgo the basics, such as a home inspection. Many who skip home inspections regret it later. Don’t be rushed into purchasing a home. Take your time so that you can truly find the home that’s right for you and your family.