Thinking about purchasing a home? There are loan options for everyone! What you can afford depends on your income, credit rating, monthly expenses, down payment and the interest rate. We’re here to help you put this information together and find the best option for you!

FHA Loans

“FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.”

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

-U.S. Department of Housing and Urban Development

VA Loans

“VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of their mission to serve, the VA provides a home loan guaranty benefit and other housing-related programs to help buy, build, repair, retain, or adapt a home for personal occupancy. “

-U.S. Department of Veterans Affairs

Conventional – 

A conventional loan is a mortgage that is not guaranteed or insured by any government agency. They generally have great rates, lower costs, and home buying flexibility. About 60% of homebuyers have a conventional mortgage loan. 

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